I applied for over 55 scholarships my senior year in high school - and ended up heading off to college without shelling out any money (my own or my parents).Once I arrived on-campus, I diligently pursued ways to save and earn money - and my dedication paid off. I graduated two years later with no debt. That's a semi-extraordinary feat in today's world wherein "the average graduate owes $19,000" and many graduates have debt "exceeding $40,000" (Source: 2006 USA Today article).
My motto was (and still is) to avoid loans at (almost) all costs.
Here are a few fantastic ways to get through college debt-free:
- Keep applying for scholarships. Just because you've set foot onto the college campus of your dreams doesn't mean you should give up on the scholarship quest. In fact, don't simply think of the "now." Think about how to get scholarships and grants for next year, the year after, and beyond.
- Take more credit hours. Many universities charge you the same amount of money if you take 15 credit hours or if you take 25 credit hours. And students are notorious for not taking advantage of this.
- Graduate in three years. Yes, it is possible. Most bachelors degree programs require about 120 credit hours. So, if you take 18 credit hours for six semester and 6 credits for two summers, you'll graduate in three years. And save yourself an entire year of college costs!
- Apply to niche programs. Investigate your options - the Honors Program, the Pre-Med Club, the Education House, etc. Many academic clubs and programs offer scholarships.
- Utilize the university library. Why pay hundreds of dollars for textbooks when you can just check them out at the university library? Really!
- Work on-campus. Apply for FAFSA. If you qualify, take advantage of a work-study program on-campus. If possible, look for a job in your major or department so that you can establish connections in your field.
- Don't take out loans. Loan companies will call you because they think you are vulnerable and naive. Other people in your life may encourage you to take out a loan. My advice: pursue ALL other avenues. Debt is dangerous and often it is the easy way out of working hard...
3 comments:
Excellent advice!! I hope my HS senior will do as well!
Hi !.
might , probably curious to know how one can reach 2000 per day of income .
There is no initial capital needed You may start to get income with as small sum of money as 20-100 dollars.
AimTrust is what you need
The company incorporates an offshore structure with advanced asset management technologies in production and delivery of pipes for oil and gas.
Its head office is in Panama with structures everywhere: In USA, Canada, Cyprus.
Do you want to become really rich in short time?
That`s your choice That`s what you wish in the long run!
I`m happy and lucky, I started to get income with the help of this company,
and I invite you to do the same. If it gets down to select a correct partner who uses your funds in a right way - that`s it!.
I make 2G daily, and my first investment was 500 dollars only!
It`s easy to get involved , just click this link http://lupicaqud.maddsites.com/wykivux.html
and lucky you`re! Let`s take this option together to feel the smell of real money
Hi !.
might , probably very interested to know how one can reach 2000 per day of income .
There is no initial capital needed You may begin earning with as small sum of money as 20-100 dollars.
AimTrust is what you thought of all the time
The company represents an offshore structure with advanced asset management technologies in production and delivery of pipes for oil and gas.
It is based in Panama with offices everywhere: In USA, Canada, Cyprus.
Do you want to become a happy investor?
That`s your chance That`s what you wish in the long run!
I`m happy and lucky, I started to take up real money with the help of this company,
and I invite you to do the same. If it gets down to select a proper companion who uses your money in a right way - that`s the AimTrust!.
I make 2G daily, and my first investment was 500 dollars only!
It`s easy to join , just click this link http://avezyjyxi.builtfree.org/dybonom.html
and lucky you`re! Let`s take our chance together to become rich
Post a Comment